Ways of reducing unnecessary expenses

Good money management techniques will prevent you from running into dept........Ife Adedayo 

Some people are in the habit of flaunting their wealth. This may not be on purpose to some of such people; ‘it’s just the way they are’. But they are others who just love extravagant spending.

There is another group of people who love to imitate those that live extravagantly. People in this group often pay a huge price for this love. Failing to realise that some people can afford to live extravagantly thanks to huge incomes or family inheritance, these imitators realise their mistake too late, when financial ruin stares them in the face, according to experts.

Regardless of your income or taste, financial experts say it is important for you to think twice before spending your money.

Whether you are just starting a business or struggling to grow one, you will have to think twice before dipping your hands into your capital or savings.

Making efforts to check your expenses is important, because experts say some people are not even aware that they have bad spending habits; they feel it is just a normal way of life. You can start the journey towards keeping your spending habit in check and preventing yourself from falling into debt by having a monthly budget.

Here are some useful tips:

Is your mobile ruining your sex life? Men who carry phones for 4 hours a day are more likely to be IMPOTENT, study claims

It's well known that mobiles can kill the moment - just as you lean in to make the next move, your phone rings or a work email flashes up that you just can't resist checking.
But mobile phones might be having a more sinister effect on our love lives, according to new research.
Scientists found that men who hold their mobiles for more than four hours a day are more likely to suffer from impotence than those who limit usage to less than two hours. 

Researchers asked 20 men with erectile dysfunction about mobile phone habits, and compared the results to those from 10 healthy men. Men who had previously reported impotence were found to carry their mobiles for a significantly longer time than those without the condition. 

MOBILE PHONES AND FERTILITY

Men who use mobile phones could be risking their fertility, according to two separate studies from Cleveland and Egypt.
Both studies found a 'worrying link' between poor sperm and the number of hours a day a man uses his mobile phone.
In the Cleveland study, men who made calls on a mobile phone for more than four hours a day had the worst sperm counts and the poorest quality sperm.

Would your husband relocate for your career?

More millennial men are willing to make sacrifices for women's' career goals than any other generation, according to a new survey.
The Mayflower Moving company found that more than half of millennial males are willing to move to a new city in the interest of advancing their female partner's career.
That's compared with 43per cent of Boomers and just 28per cent of pre-Boomers.

The Mayflower Moving company found that more than half of millennial males are willing to move to a new city in the interest of advancing their female partner's career

But its not simply a question of 'would you move?' Fifty-six per cent of Millennials actually know at least one man who has recently moved for a wife's job.

And of all generations, 55per cent of women say they would move their family for their job.

Could exercising in warm water cure high blood pressure? Research suggests it could even help those who don't respond to drugs

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Working out in warm water could be a radical new cure for high blood pressure, research shows.

So-called hot aquarobics could even be a remedy for thousands of patients who do not respond to medication, scientists claim.

The findings come from a study where patients whose blood pressure remained high despite trying at least three different drugs exercised three times a week in water heated to 32C (90F).

• Hot aquarobics takes place in water heated to 32C (90F)
• The temperature of the water dilates blood vessels improving flow of blood
• This reduces blood pressure and slashes heart attack and stroke risk

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Hot aquarobics can even cut blood pressure in people with very high readings, researchers claim

Researchers found blood pressure readings that stubbornly refused to budge in response to pills fell significantly when patients did aquarobics.

10 Foods to Eat Every Day for Perfect Skin

Are you tired of using different expensive and ineffective beauty products? It’s time to throw away all those ineffective products and start eating foods for perfect skin. I went from terrible acne five months ago to not having acne now. It was hard, but it was possible, and less expensive than turning to pricey products. While some foods can aggravate your skin, others can enhance it. Check out a list of 10 foods to eat every day for perfect skin if you cannot find some in the shops in Nigeria or Market , you can stick with the ones we have around , try all these out and your skin will glow and change ...am a testimony

'I pronounce you daddy and daughter': Dying father sees his 11-year-old down the 'aisle' knowing he won't be there on her wedding day

Knowing that he wouldn't be there for her wedding, a terminally ill father walked his 11-year-old down the 'aisle' years early with the pastor sweetly pronouncing them 'daddy and daughter'.
Jim Zetz, 62, from Murrieta, California, who has stage 4 pancreatic cancer, proudly held his daughter, Josie's hand during their backyard ceremony on March 14 and placed a sparkling ring on her index finger.
The tear-jerking event was staged by photographer Lindsey Villatoro, who heard about the Zetz's heartbreaking story and decided to do something out of the ordinary for their final days together.
Jim Zetz, 62, from California has stage 4 pancreatic cancer
His young daughter Josie says she's sad he won't be there for 'memories down the line'
Her early 'wedding' took place on the same day as her 11th birthday

Proud dad: Knowing that he wouldn't be there for her wedding, Jim Zetz, who has stage 4 pancreatic cancer, walked his 11-year-old daughter Josie down the 'aisle' years early

In just 72 hours she went about getting financial contributions from the local community, and secured a wedding cake, dress, catering, flowers and even hair and make-up free-of-charge.